Illinois Jobs

Illinois Workers? Compensation: Knowing Your Rights When Visiting a Doctor After a Work Injury

Illinois Workers? Compensation: Knowing Your Rights When Visiting a Doctor After a Work Injury

Illinois workers’ compensation is a program that allows employees who have been injured while on the job to receive compensation from their employer while they recover. Under the current Illinois workers’ compensation program, an employer is also required to provide medical care and pay for all necessary visits to a physician. But in a normal work injury and Illinois workers’ compensation case, there may be some disagreement as to how much medical care is actually necessary, and how much medical care an employer must pay for.

It can be frustrating when someone who has been injured while at work doesn’t receive the medical care that they think they deserve under Illinois workers’ compensation and the care they think they need to recover and become a healthy and reliable worker. And there are some things you can do to pursue the proper amount of medical treatment, even if you find the initial medical care more than a bit lacking.

A good first step in the quest to receiving proper medical care guaranteed under the Illinois workers’ compensation law is to meet with at least one trusted physician. Under the Illinois Workers’ Compensation Act, an employee has the right to receive medical treatment from two physicians of his or her choice. In addition, those two physicians are able to refer the employee to any other specialists or doctors they feel are necessary. This is called the “chain of referral” and every physician in a chain counts as only one of the two physicians that an employee is allowed under the Illinois Workers’ Compensation Act to see at the employer’s expense.

Some employers and insurers may do everything they can to try to retain control of the injury case. They may tell you that a certain doctor is not authorized or that the doctor is not in their network. If you hear these statements, or similar ones, you should consider yourself in a delicate and possibly precarious situation and it’s highly recommended that you see a lawyer about your situation, in order to make sure you are able to connect with a doctor or physician that you trust and are guaranteed under the Illinois Workers’ Compensation Act.  

Under the Illinois Workers’ Compensation Act, your employer has no right to authorize a physician and has no right to refuse any licensed physician. But it’s also important to know that, under the Illinois Worker’s Compensation Act, your employer or employer’s insurance company is not explicitly required to provide authorization for a payment. Yes, this is a bit confusing. But that usually only turns into a problem when a physician refuses to provide treatment for any reason. This isn’t a very common situation, but if it does occur in your case, once again, it’s highly recommended that you see a lawyer.

In some cases, employers have entered into an agreement with workers’ unions that only allow an injured employee to select from a list, or panel, of physicians provided by the employer.

If your employer is one that offers a panel, you will be able to schedule an appointment with one of the doctors on the panel, with the employer or insurer footing the bill. It may happen that the employer will try to convince you to select a particular physician, one that the employer has a relationship with. There may be several reasons why an employer would do such a thing, and many of them may be benign. But injured employees should always remember that, under the Illinois Workers’ Compensation Act, they are in no way required to see the physician that their employer would like them to see. Just remember that while it’s not always the case, there is a chance that a doctor who’s favored by your employer may not have your best interests at heart. You should see who you are comfortable with seeing.

It’s probably best to select a doctor on the list, or the panel, who’s different from the one that your employer suggests. You should still call the doctor’s office before the appointment just to verify that your employer will, in fact, be paying for the appointment. Some employers may wrongly think that they do not have to pay for a physician’s appointment if it’s not from their preferred physician on the list. This may either be a genuine mistake, or an intentional attempt to force you to see their preferred physician. Either way, it’s important to be vigilant and make sure that you are granted all the rights granted to you under the Illinois Workers’ Compensation Act.

Find More Illinois Jobs Articles

Share on Facebook

Illinois Jobs in Jeopardy if Tax Hike Used to Camouflage Spending Problem

St. Charles, IL (PRWEB) March 25, 2009

“Illinois has a spending problem, not a revenue problem,” said Ron Bullock, owner of Bison Gear & Engineering Corp. and chairman of the Illinois Manufacturers’ Association. Bullock and other Illinois business leaders meet with Governor Patrick Quinn Wednesday afternoon (March 25, 2009) in Springfield in response to the Governor’s proposal last week to increase income taxes by 50 percent to close a claimed .6 billion budget deficit.

“Before we consider self-inflicting a wound, Illinois must conduct a thorough examination and reduction of the unchecked spending which has produced this deficit,” cautions Bullock. “In addition, we must consider that significant taxpayer dollars coming back to Illinois as part of the newly enacted federal stimulus funds will help offset the deficit.” As a single example, preliminary figures from state education officials indicate the stimulus package could provide up to billion for Illinois schools. The estimated overall -11 billion of stimulus funds coming back to Illinois can offset much of the budget shortfall.

As chairman of the largest state manufacturers’ association in the U.S., Bullock states, “In these times, we should be making Illinois more attractive as a location for high-paying manufacturing jobs rather than driving them to other states.”

About Bison Gear & Engineering Corp.:

Founded in 1960, Bison Gear & Engineering Corp. designs and manufactures fractional horsepower electric motors, gearmotors and gear reducers used in industrial and commercial OEM applications worldwide. Bison’s strong engineering tradition, based on Robusticity™ principles, offers products with up to twice as much torque in the same package size as competitors. The Bison Gear team of nearly 270 associates is headquartered in its St. Charles, Illinois facility which produces gearmotors and reducers in parallel shaft and right angle configurations, as well as AC and DC electric motors, for applications where dependability and long lifetimes are important.

###

More Illinois Jobs Press Releases

Share on Facebook

Buying Illinois Car Insurance

Buying Illinois Car Insurance

On a scale of one to ten, how important would you say buying Illinois car insurance is for Illinois drivers? Five? Seven? Believe it or not, groceries and medications aside your car insurance is one of the most important investments that you, as an Illinois driver, will ever make. Car insurance does a lot more than let you off the hook if you’re in an accident. It protects your family and your assets from the long term devastation that those accidents leave behind.

Why Do I Need an Illinois Car Insurance Policy?

Imagine this. You’re driving down I-90 in the middle of a Chicago winter when you suddenly find yourself sliding off the road-and taking three other cars with you. By the time the rescue teams have come and fished you out five people have to go to the hospital, three get to spend a quality week in the ICU, all three vehicles need repairs and the State of Illinois is complaining they need their guardrail replaced.

Let’s do the math. The average ER visit costs approximately ,000, with visits to the ICU running as high as ,000 per day. That’s 0,000 in medical expenses (give or take). The average repair cost after an accident is ,200, so there’s another ,600 on your tab, and Illinois wants another ,000 to rebuild their safety system. That’s a minimum of 6,000 you’re going to be held personally responsible for unless you’ve got an Illinois car insurance policy to take care of it.

How Much Insurance Do I Really Need?

How much insurance you as an Illinois driver need is debatable. The state of Illinois says that all drivers are required to carry uninsured motorist bodily injury coverage of up to ,000 per person, or ,000 per accident, bodily injury liability coverage of ,000 per person, or ,000 per accident and ,000 to pay for any property damage. As you just saw, however, the state minimum may not be enough!

Most experts suggest you carry between 0,000 and 0,000 worth of liability coverage on your Illinois car insurance policy. More is obviously better, but you don’t want to have to live on bread and water to pay your monthly premiums! Those same experts also recommend you carry collision and comprehensive insurance coverage to protect your car after an accident, making sure you’re covered regardless of who (or what) was responsible for the damages in the first place.

What if I Can’t Afford It?

The bottom line is that you can’t afford not to have car insurance when you’re out on the road. It’s a lot harder to come up with 6,000 than it is to scrape together 0 a month for your premiums. That doesn’t mean you shouldn’t do everything you can to drive down the cost of your car insurance though! Most Illinois car insurance providers offer discounts for your driving record, your car’s safety and security features, your job, your age and a hundred other things, so make sure you talk to your insurance agent before signing on the dotted line.

Share on Facebook

F 22 Illinois Jobs

In this extended raw footage from his interview with WTVO in Rockford, IL, Jim Ryan discusses the need to restore Illinois’ jobs and business climate — and his staunch opposition to tax increases.
Video Rating: 5 / 5

Share on Facebook

1/26/10 Governor Quinn Announces 1200 New Jobs At Illinois-based Ford Motor Co. Plants

CHICAGO January 26, 2010. Governor Quinn today joined with Ford Motor Company to announce the addition of 1200 new jobs at Chicago-based manufacturing facilities to produce the next-generation Ford Explorer SUV. The auto maker will invest 0 million to launch the project. The production of the new Ford Explorer will create 1200 new jobs in Illinois and make way for a brighter economic future, said Governor Quinn. I want to commend Ford for investing nearly 0 million in its Chicago-area manufacturing facilities to increase production and staff. Fords 0 million investment includes approximately 0 million in manufacturing investment at the site and approximately 0 million for launch and engineering costs. In addition, Ford will be making significant investment in supplier tooling to support next-generation Explorer production. The auto company is benefiting from Governor Quinn continuing effort to create and maintain jobs in Illinois. On December 14, Governor Quinn sign into law the Economic Development for a Growing Economy (EDGE) tax credit for auto manufacturers. That EDGE tax credit enables the auto industry, which is among Illinois’ largest employers, to retain employee income tax withholdings as an alternative to current EDGE corporate tax credit and reinvest those funds into operations that generate greater employment. Governor Quinn immediately understood the importance of helping Ford by proposing and passing legislation that provides us with an …
Video Rating: 5 / 5

Share on Facebook

Illinois Fighting Illini Ironwood Box (6″x4″x2″) – NCAA College Athletics

Illinois Fighting Illini Ironwood Box (6″x4″x2″) – NCAA College Athletics

• If the correct image is not shown, please please note that your order will be fulfilled according to the name and emblem of the school indicated in the item title.

This 6″ x 4″ x 2″ 100 oval series ironwood box has a smooth finish and is a great addition to anyones desk, table or vanity. Information on Ironwood: Desert Ironwood is appreciated for it’s beauty, rarity, and durability. This extremely hard, dense wood grows only in the Sonoran Desert, below 2500 feet in elevation. A mature tree suitable for carving takes centuries to grow and may live to 1500 years. Today, live specimens are protected. The best carving wood is dead Ironwood that has baked in t

List Price: $ 70.00

Price: $ 50.95

Find More Illinois Jobs Products

Share on Facebook

Governor Quinn Announces $30 Million “Illinois Jobs Now!” Capital Project in Pekin

PEKIN – January 12, 2010. Governor Pat Quinn announced plans to begin construction on a section of Veterans Drive in Pekin, IL. The million project is funded by the “Illinois Jobs Now!” plan and is expected to create about 250 construction jobs.

Students in the agriculture education sequence enroll in teacher preparation courses as well as a variety of agriculture courses. Special attention is given to developing leadership ability and acquiring broad agricultural knowledge. Every year, more than 70 full-time teaching positions go unfilled, which means there’s a job waiting just for you.
Video Rating: 5 / 5

Share on Facebook

TRS Oakbrook Terrace Reports on Green Collar Jobs and the Illinois Job Market

Oakbrook Terrace, IL (PRWEB) February 3, 2010

TRS Oakbrook Terrace has been analyzing the recent Bureau of Labor Statistics report of January 22, 2010, which shows that Illinois ranked 4th in overall job loss in December 2009 losing 16,300 jobs for the month, and 237,300 for the year, ranking them 3rd YTD in job loss.

According to TRS in Oakbrook Terrace “green collar jobs” may be the future for many professionals willing to make a career transition.

TRS points out that there will be opportunities for new business for the entrepreneurial types; executive level positions; and technical and professional opportunities for many who are willing to explore new avenues of career search. This could include professions such as engineering, general management, manufacturing management,

According to the Chicago Land Green Collar Jobs Initiative web site, their initial research shows some of the prevalent Green Collar jobs include: energy raters for homes and commercial buildings; green cleaning and building maintenance staff; alternative energy service providers (solar, wind, geo-thermal); installer/ maintenance of storm water management systems (green roof, permeable pavement, rain water collection), urban agriculture (landscaping, farming, apiculture) and green-related services (recycling, retail, manufacturing).

TRS says that interested parties should consider attending the Third Annual Green Collar Jobs Summit this coming April 30, 2010.

To learn more about TRS Oakbrook Terrace visit their website at www.trsweb.net.

###

Share on Facebook

Illinois Cash Advance Loan: Quick Cash on your Fingertips!

Illinois Cash Advance Loan: Quick Cash on your Fingertips!

With the help of the latest internet technology, you can apply for the Illinois cash advance loan from anywhere, you don’t have to be in Illinois as your boundary is virtual. You may be based anywhere in the US, and when in need of a sudden cash requirement, you can always get an Illinois cash advance payday loan. Emergencies can happen anytime and anywhere. You don’t have the time or patience go through the lengthy procedures of loan approval by banks for a regular personal loan. At that time, Illinois cash advance loan comes very handy, all you have to do is to access the lenders’ sites through internet and start off the procedure.

Easy Accessibility And Simple Criteria For Qualification

The lending amount is generally very small in case of online cash advance Illinois, something between 0 to 00 or a few hundreds more. The payback period is also short, two to four weeks, this can be extended, but an extension creates more fee and other charges.

Illinois cash advance loan is a fast loan option, where you need not wait for days to get the approval; this is done in hours. To start with, you must satisfy these minimum criteria:

You must be a US citizen, at least 18 years of age
You must have a steady job or a regular source of income, monthly income not less than 00
You must have an active bank account in your name

Quick Service Is The Key

Even with a bad credit history, you just need to fulfill the above criteria and almost certainly, you will get the approval for the cash advance in Illinois. Then the approved amount is deposited directly in your bank account. In less than a day or maximum on the next working day, you will receive the cash you need so badly. The repayment is also very simple, direct withdrawal of the amount plus fee is done from your bank account on your payday. Now, you may use the money you got as Illinois cash advance loan for any purpose: paying bills, credit card payments, unexpected medical expenses, travel etc.

A word of caution here, the Illinois cash advance loan comes with a cost, a pretty high cost. Thus, it is advisable to use the money for urgent and emergency purposes only. Also, you must make an effort to pay back the loan as soon as possible. Loan extension and further payday loans will drive you in a bigger financial mess that you already are. A judicial and well planned Illinois cash advance loan is your best friend in need….indeed!

Illinois cash advance loan is devised for receiving fast cash, in case of urgent financial requirement. The process is simple and carried out online so it is also referred to as online cash advance Illinois. Eligibility criteria are also very simple for Illinois cash advance payday loan. But make sure you don’t misuse the cash advance in Illinois.

Share on Facebook

Illinois Entrepreneurs Profit in 2009

Illinois Entrepreneurs Profit in 2009

The headline of Craines Chicago Business read, “Illinois companies to cut 7000+ jobs.”  The news is grim in all sectors of the economy, as headlines forecast more job losses and large companies filing chapter 11.  However, in all the negative news, there are a growing number of entrepreneurs profiting from the deregulation of energy. 

Normally one large monopoly would be in charge of a utility, but deregulation allows other companies to sell electricity and natural gas.  In Texas, where both electricity and natural gas are deregulated, the consumer can choose which company will provide them service.  Ambit Energy was founded in Texas and began selling electricity and natural gas at a discount to customers, saving them as much as 30% on their utility bills.  As good as this sounds, this company did not stop with helping customers.  They decided they would help people begin their own businesses by allowing average people to become consultants and market energy for them.  Instead of spending money on advertising, Ambit allows consultants to market for them, giving the customer lower prices and the consultants the opportunity to make substantial incomes.  In Texas, Ambit has already produced millionaire consultants.  It is easy to see how this could happen, when everyone uses natural gas and electricity already, and the average savings is 30%, who wouldn’t want Ambit to provide them service.

This opportunity just opened up in Illinois when Ambit was approved to sell natural gas in May of 2008.  Already, many have signed up to be consultants and are growing large businesses profiting from natural gas consumption.

The bad economic news does not need to affect you if you reside in Illinois, Texas or New York.  If you are worried about the economy, your job stability or even your depleted stocks, consider starting your own small business.  Contact the author for more information.

Find More Illinois Jobs Articles

Share on Facebook